Addai, Bismark and Pu, Chengyi (2015) The Impact of Delinquent Loans on Financial Performance of Banks in Ghana. British Journal of Economics, Management & Trade, 9 (2). pp. 1-8. ISSN 2278098X
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Abstract
Loan portfolio is the largest asset and the biggest source of income for banks; consequently, most banks advance huge portions of financial resources as loans to clients. Despite the stringent evaluation and monitoring strategies put in place by banks to ensure repayment of loans by borrowers, a considerable proportion of loans become delinquent. Empirical evidence on the incidence of non-payment of loans on financial performance of Banks in Ghana is very limited. Consequently, this study investigates into the impact of delinquent loans on financial performance (interest income and net profit) of banks in Ghana. Glaring in this study is a statistically significant impact of delinquent loans on interest income and net profit. At α = 0.05, delinquent loans significantly affect both interest income [F (1, 48) = 119.28, P < 0.05, partial
Item Type: | Article |
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Subjects: | South Asian Archive > Social Sciences and Humanities |
Depositing User: | Unnamed user with email support@southasianarchive.com |
Date Deposited: | 11 Jul 2023 04:50 |
Last Modified: | 08 Jun 2024 08:54 |
URI: | http://article.journalrepositoryarticle.com/id/eprint/1106 |